CreditClick is a Dutch FinTech company which offers merchants across Europe the opportunity to sell their products to consumers with an instant credit facility. While there is limited possibility to get an instantly approved loan in a physical store to pay for your purchase, this is hardly possible in online stores (eCommerce), requires manual processing during business hours, and is generally not available as an off-the-shelf service to merchants. CreditClick fills this gap. CreditClick is a European payment scheme, connecting an issuing bank per country with multiple payment service providers throughout Europe. This approach is highly scalable.